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Rubique

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Is it time to switch your home loan lender?

New borrowers should go for banks over housing finance companies as the new benchmark -- MCLR -- is more transparent.Tinesh Bhasin reports how it could help borrowers to change their lenders. As......

Loan against property: The dos and don'ts

Frequent balance transfer in search of a lower rate can be tricky for borrowers, if  property prices fall Loan against property, or LAP, a popular way of raising money on a short notice for......

Taking loans to repay card dues is not smart

Use credit cards with discretion and try to generate a net monthly surplus to avoid falling into a debt trap Banks are increasingly focussing on loans to individuals as credit demand from......

Use credit card with discretion this festive season

While it is a convenient mode of payment, it is not an efficient way of borrowing. Repay your dues fully every month if you decide to use it, says Priya Nair. With the festive season round the......

The risks of buying a house in an auction!

While you can land a very good bargain in an auction at times, you might need to deal with illegal occupants and dues on the property Many buyers chase properties that banks auction to recover the......

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