Debit card usage slow for three years and UPI transactions up 428%

Debit card payments remained sluggish due to the surge in digital transactions after the pandemic, and the Unified Payments Interface (UPI) has emerged as the most popular mode of money transfer,......

Tokenisation to interest rates: All about RBI's new credit card rules

The Reserve Bank of India’s (RBI) new rules for credit and debit cards came into effect from October 1. Illustration: Uttam Ghosh/Rediff.com These include tokenisation, one-time password......

How to make the most of RBI's new customer-friendly credit card rules

Some smart tweaking of the billing cycle will give you more time to settle without having to pay any interest. Bindisha Sarang reports. Illustration: Uttam Ghosh/Rediff.com The Reserve Bank of......

Gold loan: Low-cost option and credit score no bar

Gold loan is currently the fastest-growing loan category (among the various types disbursed to individuals). Photograph: Shailesh Andrade/Reuters On February 26, 2021, the outstanding loan against......