Here's how to select a good mutual fund
The fact is, not all funds are the same. There are various aspects within a fund that an investor must carefully consider before short-listing it for making investments. In this article we highlight some of those aspects. A worried wife's letter on financial woes
Take care not to give in to the tempation of your current lifestyle, where everything is screaming 'buy now': a bit of careful indulgence and careful planning could hold you good for the rainy days ahead, when you can sit back and enjoy in peace! 3 things that can change Indian business
The average listed company has to comply with several laws as it goes about conducting its business. Of these, there are three pieces of legislation that arguably have the most impact on its business. The 8% interest rate lure: how good is it?
This article is a sample case study stressing on the fact that one should look beyond introductory offers to arrive at the actual total loan cost to truly compare various home loan offers from banks. How ULIPs fare as an investment option
It is not without reason that ULIPs are currently the most preferred investment option in India. The point of caution is however not to look at them as short term investments. How ULIP charges affect the way they work
Investors are divided on their opinions about the ULIP plans. This article is the first in the series that discuss ULIPs in detail. What you must know about investing in gold
Gold only beats inflation. It fares poorly when compared to real estate or shares when compared on the basis of real inflation adjusted returns. Any serious investor, however, is advised to have a certain percentage of investment in gold to hedge inflation. Topsy-turvy markets: Do I invest or do I exit?
The better option is to stay in the market. This is done by increasing the time period of investment and by increasing the frequency of investment and withdrawal. Home loan: Benefit from prepayment
Public sector banks charge 1 to 1.5 percent as prepayment penalty on the outstanding loan amount and in the case of private banks it is between 2 and 4 percent. How insider trading can impact you
Never invest in a company or an industry that you have never heard of even if you get a tip-off. How safe is your money in banks?
Deposit insurance is a system in place in many countries including India that protect bank depositors. Getting married? How a prenuptial pact can help
A prenupt could help cut down the exorbitant divorce settlement costs and also make sure that there is no bone of contention between the partners including a joint account when divorce happens. Should children be allowed to handle money?
This whole thing about keeping children out of money matters was probably a wrong idea. Children have to be introduced to money and how it works. Children should be allowed to take money decisions, make mistakes and learn from them when we can still hold their hands. Mutual fund transactions just a click away
The first phase of this online platform will be in place by March 2010 Indulge in sector funds, cautiously
Even if they are a small part of your portfolio, these funds can help reap rich returns. Should you invest in gold now?
The best way to invest in gold is in a staggered manner, to take benefit of any sharp corrections that could come in it. How to pick the right software: Tips for investors
For investors and traders, who want to do technical analysis, there are a number of software packages for intra-day charting and end-of-day (EOD) software. Twist in tax regime
The new EET method of taxation needs to be debated extensively. The benefits of insuring your loan!
Loan insurance is a concept catching up in India. Most people taking a loan are not aware about what they would do in case they are unable to make the monthly payments towards the loan. Reap the most from your down payment!
A 'down payment' simply put is the difference between the purchase price of a property and the mortgage loan amount. It underlines the buyer's commitment to complete the deal and indicates the buyer's fidelity in making the loan payments. Credit card payment: Is EMI option good?
Issuers allow you to convert your credit card purchases to EMIs, but it comes with strings attached. Tips for investing in stocks
Invest moderately in equities, and be ready to average down if market falls. Investing? Start young, start well
For any long-term term investor, it is always advisable to have well-diversified large-cap funds as core holdings in your portfolio. What makes real estate investments unique?
Real estate has a combination of characteristics that are not available through other asset classes, thus making it somewhat unique as an asset class. 3 tips on property investment process
When it comes to the process of making a property investment and exiting from it, there are a few things like transaction costs, liquidity and cash that you must keep in mind.