The Union government has formulated detailed guidelines for implementing its scheme for providing assistance to victims of terrorist and communal violence.

The guidelines have been sent to the states and union territories, the home ministry said on Thursday.

Under the scheme, approved by the Union Cabinet in March this year, financial assistance of Rs three lakh is admissible to a family if its bread-winner has been killed or permanently incapacitated.

The principal amount would be put in a fixed deposit account in a nationalised bank or in any scheduled commercial bank for a minimum lock-in period of three years.

If there are only minor children in the family, the period of fixed deposit will be till the eldest child attains the age of majority.

The interest on the sum would be credited directly by the bank to the beneficiary's saving account on a quarterly basis, the guidelines said.

As per the guidelines, families of the victims would be eligible to get assistance under the scheme even if they have received any other assistance.

The assistance could be by way of payment of ex-gratia or any other type of relief from the government or any other source, except when a similar scheme is already being implemented by the Centre.

In addition, the members of the family of the victims killed or permanently incapacitated in terrorist or communal violence would also be given a health card by the District

Health Society, functioning under the National Rural Health Mission.

The card would entitle them to free medical treatment in respect of injuries due to violence and all other major illnesses.

Medical care will also be provided to beneficiaries of the scheme as a special case under the on-going schemes of the ministry of health and family welfare, like Rashtriya Arogya

Nidhi and the National Trauma Care Project.