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  <title>rediff: Personal Finance</title>
  <link>http://www.rediff.com/money/perfin.htm</link>  
  <description>India's largest news and entertainment service online.</description>
  <language>en-us</language>
  <pubDate>Wed, 10 Feb 2010 09:30:30 GMT</pubDate>
  <copyright>Copyright: (C) 2010 Rediff.com India Limited. All Rights Reserved.</copyright>
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<!--10-02-2010:14:22:44-->
<item>
  <title><![CDATA[Selling inherited gold? Pay tax!]]></title>
  <link>http://business.rediff.com/report/2010/feb/10/perfin-pay-tax-if-you-are-selling-inherited-gold.htm</link>
  <description><![CDATA[Your mother gave you those ancestral bangles at the time of your marriage as streedhan. Now you want to sell it. Then be ready to shell out capital gains tax.]]></description>
  <image>http://im.rediff.com/money/2010/feb/10gold.jpg</image>
</item>
<!--10-02-2010:14:21:18-->
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  <title><![CDATA[Late in filing tax return? Here's what to do]]></title>
  <link>http://business.rediff.com/report/2010/feb/10/perfin-here-is-what-to-do-if-you-are-late-for-filing-tax.htm</link>
  <description><![CDATA[Usually July 31 is the last date for filing tax returns. It is important to file the returns on time in order to avoid paying penalty.]]></description>
  <image>http://im.rediff.com/money/2010/feb/10returns.jpg</image>
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<!--10-02-2010:14:01:50-->
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  <title><![CDATA['Foreign investors prefer independent managers']]></title>
  <link>http://business.rediff.com/interview/2010/feb/10/inter-foreign-investors-prefer-independent-managers.htm</link>
  <description><![CDATA[Newly-formed Ascent Capital, which is a separate investment entity carved out of UTI Ventures, recently raised $350 million (Rs 1,575 crore) for its first fund.]]></description>
  <image>http://im.rediff.com/money/2010/feb/RIL.jpg</image>
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<!--09-02-2010:14:11:16-->
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  <title><![CDATA[All you wanted to know about a flexi bank account]]></title>
  <link>http://business.rediff.com/report/2010/feb/09/perfin-what-is-a-flexi-bank-account.htm</link>
  <description><![CDATA[As the name suggests these bank accounts are flexible in the sense they give you the higher interest of a fixed deposit and the liquidity of a savings account.]]></description>
  <image>http://im.rediff.com/money/2010/feb/09fd.jpg</image>
</item>
<!--09-02-2010:14:10:38-->
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  <title><![CDATA[Is yours an Indian income? Here's what taxmen say]]></title>
  <link>http://business.rediff.com/report/2010/feb/09/perfin-here-is-what-the-taxman-says-on-indian-income.htm</link>
  <description><![CDATA[A look at what constitutes as Income on Indian soil and what is not from the viewpoint of the income tax department.]]></description>
  <image>http://im.rediff.com/money/2010/feb/fame.jpg</image>
</item>
<!--08-02-2010:14:09:23-->
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  <title><![CDATA[SIP or VIP! How to decide?]]></title>
  <link>http://business.rediff.com/report/2010/feb/08/perfin-sip-orvip-how-to-decide.htm</link>
  <description><![CDATA[Literally new to the market, VIP is available only with Benchmark MF.]]></description>
  <image>http://im.rediff.com/money/2010/feb/08tax.jpg</image>
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<!--08-02-2010:13:18:04-->
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  <title><![CDATA[All you want to know about TDS]]></title>
  <link>http://business.rediff.com/report/2010/feb/08/perfin-all-you-want-to-know-about-tds.htm</link>
  <description><![CDATA[The TDS collections account for 40 per cent of the total taxes collected in the country.]]></description>
  <image>http://im.rediff.com/money/2010/feb/pachauri1.jpg</image>
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<!--05-02-2010:15:50:56-->
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  <title><![CDATA[What is a flexi bank account?]]></title>
  <link>http://business.rediff.com/report/2010/feb/05/perfin-what-is-a-flexi-bank-account.htm</link>
  <description><![CDATA[Even the conventional banking industry is no exception to this new trend.]]></description>
  <image>http://im.rediff.com/money/2010/feb/05bank.jpg</image>
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<!--05-02-2010:09:24:10-->
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  <title><![CDATA[Need to control rude recovery agents]]></title>
  <link>http://business.rediff.com/report/2010/feb/05/perfin-need-to-control-rude-recovery-agents.htm</link>
  <description><![CDATA[Some incidents make one wonder whether banks deliberately flout RBI guidelines on recovery, says S Saroja.]]></description>
  <image>http://im.rediff.com/money/2010/feb/05kalpana.jpg</image>
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<!--05-02-2010:09:22:33-->
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  <title><![CDATA[Divestment: Will the govt speed it up?]]></title>
  <link>http://business.rediff.com/report/2010/feb/05/budget-2010-will-the-govt-speed-divestment-up.htm</link>
  <description><![CDATA[Divestment in India has been a painfully slow process. Will the government finally press the gas?]]></description>
  <image>http://im.rediff.com/money/2010/feb/cadbury.jpg</image>
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<!--04-02-2010:13:55:34-->
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  <title><![CDATA[Here's how to find the right tax-saving option!]]></title>
  <link>http://business.rediff.com/report/2010/feb/04/perfin-how-to-find-the-right-tax-saving-option.htm</link>
  <description><![CDATA[How about analyzing the right tax saving product for you? Want to know how? Read on.]]></description>
  <image>http://im.rediff.com/money/2010/feb/27bse1.jpg</image>
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<!--04-02-2010:12:57:51-->
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  <title><![CDATA[How taxes affect your investment returns]]></title>
  <link>http://business.rediff.com/slide-show/2010/feb/04/slide-show-1-budget-2010-perfin-how-taxes-affect-your-investment-returns.htm</link>
  <description><![CDATA[There is the impact of inflation, which could shrink your actual returns and the more important issue of taxes on your returns.]]></description>
  <image>http://im.rediff.com/money/2010/feb/strike.jpg</image>
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<!--03-02-2010:20:30:52-->
<item>
  <title><![CDATA[Buying a dream house? Check these hidden costs!]]></title>
  <link>http://business.rediff.com/report/2010/feb/03/perfin-check-these-hidden-costs-before-you-buy-a-house.htm</link>
  <description><![CDATA[Before you go for that dream house, know some hidden costs that can skew your budget.]]></description>
  <image>http://im.rediff.com/money/2010/feb/mamata.jpg</image>
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<!--03-02-2010:16:21:32-->
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  <title><![CDATA[Of controlling inflation and the Budget]]></title>
  <link>http://business.rediff.com/report/2010/feb/03/budget-2010-of-controlling-inflation-and-the-budget.htm</link>
  <description><![CDATA[One needs to wait for Budget 2010 to see how the best brains in the country are planning to face the immense economic and budgetary issues facing them.]]></description>
  <image>http://im.rediff.com/money/2010/feb/02ioc.jpg</image>
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<!--02-02-2010:18:26:53-->
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  <title><![CDATA[Investment in rented premises: HC passes new order]]></title>
  <link>http://business.rediff.com/report/2010/feb/02/investment-on-rented-premises-cant-be-adjusted-with-rent-hc.htm</link>
  <description><![CDATA[Dismissing the plea of tenants, the court said approval of the landlord is a must and without the proof of approval investment made on the premises cannot be adjusted with rent or reimbursed by the owner. ]]></description>
  <image>http://im.rediff.com/money/2010/feb/telecom.jpg</image>
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