Heavy rain for the third consecutive day on Monday in Mumbai has disrupted life in the metropolis.

Both road and rail traffic has collapsed because of water-logging in low lying areas. There are traffic jams in both western and eastern suburbs.

Suburban train services on the western line have come to a standstill due to water-logging at the Mumbai Central station, while trains on Central and Harbour lines are running behind schedule.

Western Railway Chief PRO Shailendra Kumar said: "We have stopped the trains on all four tracks for the time being."

People had a tough time reaching their offices in the morning. Several government and private offices reported low attendance.

All government offices have declared a half-day. The Brihanmumbai Municipal Corporation also has decided to let its employees go home after the lunch break.