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September 29, 2006
Deputation abroad for over 6 months makes you an NRI
As per the judgment, if the deputation abroad is for six months or more, such an executive would be a non-resident Indian (NRI) and consequently his Indian salary would be tax-free.

September 28, 2006
7 money lessons to teach your kids
Teachers share the responsibility of teaching our kids to read and write, but they won't do much to help develop basic money management skills. That's the parents' job.

Investing in close-ended mutual funds? Beware!
Close-ended funds, by their very nature, do not facilitate SIPs, thus taking away a very important risk-mitigating strategy.

How to invest in stocks WITHOUT any risk
Sandeep Shanbhag tells you how you can invest in equities with the guarantee of not losing capital.

September 27, 2006
ULIPs for your child: Deal ya no deal?
Nowadays, more and more parents are buying insurance policies for their children. This not only takes care of expenses that may be incurred on children's education, but also funding for their education abroad.

September 26, 2006
Check out the latest ULIP guidelines
The old ULIP lacked both and individuals did not have an inkling about either even after taking the ULIP.

Motor insurance: What is best for you?
Insurance companies are now offering cashless motor insurance. How does the deal work out for you? Find out the pros and cons of both these options.

Watch out! Avoid 'wrong' investments
Investors tend to become careless and often overlook some of the basic tenets of investing; in particular - a review of their investment portfolio.

September 25, 2006
Mumbai homes may get cheaper
With the prime minister having cleared 5,378 acres of salt-pan land in Mumbai to rehabilitate slum dwellers, a lot of land is due to turn free for development. But it is not clear how the land will be allocated or who will develop it.

Own too many stocks? Here's help
Monitoring and modifying a portfolio necessitates the services of a qualified and competent investment advisor. Our advice -- ensure that your advisor is up to the task.

September 22, 2006
Six easy steps to a home loan
Here's how to go about applying for a home loan.

A 3-point investment plan for winners
The markets are surging . So what should you do?

How to get rid of credit card debt
Your card does not give you credit for free. And once you allow the outstandings to pile up, the sum can pose as much danger to your financial security.

5 wise rules of investing
Here, we have outlined some important guidelines to be borne in mind while planning your finances.

September 21, 2006
100% insurance cover = 60% claim settlement
It is extremely important to go through the insurance policy carefully and be aware of all the terms and hidden clauses attached to it.

Get cheaper home loans at 'clearance sales'
Lower home loan rates are now easier to attain, all you have to do is buy into the clearance sales that builders are holding, reports CNBC-TV18.

September 20, 2006
The <EM>crorepati</EM> quiz
Some attributes attract wealth. Take this quiz to find out if you have the qualities to make it to the rich club?

Choices reveal personality. So who are you?
Life is about making choices. The key is to choose between irrelevant immediate pleasure and everlasting relevant pleasure, says certified financial planning Kartik Jhaveri.

September 19, 2006
The <EM>crorepati's</EM> secret toolkit to get RICH
The very rich use simple financial tools to grow their wealth. Outlook Money brings their secret toolkit to you.

September 18, 2006
4 steps to great tax-planning
With a little over six months left for the close of the financial year, we believe this is the right time to start the annual tax-planning exercise.

It's 12K again! What should you do?
Our advice with a little over 6 months left for March 2007, first tie up your tax planning investments and then focus on other investment opportunities.

6 qualities that make you a <EM>crorepati</EM>
Making crores is not just about financial planning and prudence. Here are six stellar qualities that can usher in wealth.

September 15, 2006
Your floating rate loan is NOT floating
If you have taken a floating rate loan and are proud of your decision, you might want to re-think. Fact is that the floating rate loan is just a fiddle that banks are playing to make money at your expense.

Plan your retirement in 3 simple steps
Individuals have two forms of capital, human capital and financial capital. Many of us who work to generate income are human capital. Second form of capital is financial capital. Financial capital is our savings and investment.

Case study: A ULIP too expensive
We advocate that all individuals (HNI or otherwise) buy a term plan for an amount that can be considered reasonable given their life style, income, expenses and contingent expenses among others.

September 14, 2006
The best investment for your child
Which are the products you should turn to? What will offer the best advantage to your child, and what it is that you should avoid? Check this out.

September 13, 2006
Expert advice on bank fixed deposits
Expert Anup Bagchi answers questions on CNBC-TV18 and gives tips on bank fixed deposits.

Mutual funds: What's hot, what's not
Mutual funds bought metal, telecom, pharma, cement, and oil and gas stocks in August. Selling was seen in auto majors, sugar, power, textile, and construction stocks, while stocks were re-aligned in the IT, and chemical sectors.

All you wanted to know about fixed maturity plans
Fixed Maturity Plans, FMPs, are as attractive as Bank Fixed Deposits in terms of interest rates. Further, on account of lower taxes on mutual funds, post-tax return from FMPs is far better.

September 12, 2006
Everyone's buying equity-linked mutual funds
Equity schemes added 726,000 new investors in August, which accounts for 92% of the total number of new investors into mutual funds.

How mutual funds use derivatives and benefit from it
In this article, we discuss the various strategies that mutual funds can utilise and how they stand to benefit from the same.

Multiply money: Drop savings a/c, try debt funds
We did an analysis comparing investments made from a savings bank account with that made from a debt fund. The results are there for all to see.

Now get money on your home without selling it
The National Housing Bank has launched a new scheme called the reverse mortgage through which you can get the money for your home that too without selling it.

September 11, 2006
A smart investment idea for now!
We have an investment idea for the present scenario -- start your annual tax-planning exercise. Gone are the days when the month of March was designated for making tax-saving investments in a select few instruments.

6-point checklist for SIPs
In this article, we list the wrong reasons for investing through SIPs and cite instances when SIPs may not deliver.

Dos and don'ts of investing in MFs
Most of the new fund offers are old wine in a new bottle

September 07, 2006
How to earn money on your property
Real estate is not just an investment option. It is high time that we get good returns out of it.

September 05, 2006
Divorce? Get the best financial settlement
If you are in the midst of a divorce settlement, don't let emotional strain prevent you from thinking through your finances. Gear up to get the deal you deserve, out of your divorce settlement.

September 04, 2006
What is NAV? How it affects your MF investment
Here's a ready reckoner that demystifies Net Asset Value and explains its importance.

Tech-help to track your money
SMS, e-banking and ATMs. Banks are using the latest technology to offer useful transaction alerts

September 02, 2006
Mutual funds: A wake up call for all!
Making information available to all will solve only part of the problem. The biggest problem is a complete lack of understanding of mutual funds.

September 01, 2006
Are Capital Protection Schemes good?
Anything that guarantees the protection of atleast the initial invested capital appears to be a good deal.

Do you over spend? Here's help
A household budget is the roadmap to our financial success and independence.

Investing: How to tackle risks
A basic tenet of investing suggests that risk and return are directly correlated i.e. higher the risk borne, higher are the returns expected.

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