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|December 22, 2005|
Now, pay more for your home loans
The Maharashtra government has now amended the Bombay Stamp Act to levy stamp duty on all loans including those taken by individuals.
|December 20, 2005|
Credit card reward points? Beware
As a cardholder, you need to be aware that there are no free lunches. Banks have a penchant for giving you a reward with their left hand, and simultaneously charging you for it with their right hand.
Why you must insure your home loan
In the event of death, the insurance company pays the sum assured directly to the bank.
|December 15, 2005|
Why ULIPs are the best
Unit-linked insurance plans have caught the fancy of investors in urban centres. These not only provided life cover, but also brought in a lot of transparency in the way the policyholders' money is invested.
Bank deposits versus post office savings
Here is a bird's eye view of recurring and fixed deposits offered by banks and post-office.
|December 14, 2005|
Why the PF rate cut is good for you
A move which pegs interest rates in line with market rates will enhance the scheme's feasibility and sustainability. In other words it's a case of 'better less than none.'
Why derivative funds are attractive
Derivative funds or arbitrage funds as they are also known as, made their debut exactly a year ago. While not all the schemes have been in existence for a whole year, they have generated fairly decent returns.
|December 08, 2005|
Revisit your life insurance portfolio
It is never too late to buy insurance. All things considered, building a life insurance portfolio is an ongoing activity and the moot point of planning to cope with changing needs should not be lost.
Get insurance for your wedding
With Indian couples increasingly longing to make their wedding celebrations memorable and cherishable, the domestic wedding market is booming. It is currently estimated at Rs 70,000 crore and growing every day.
|December 06, 2005|
The best mutual funds
Our advice to investors: Don't make investments contrary to your risk profile.
How to save on home loan outgo
ICICI Bank's Money Saver, HSBC's Smart Home, Standard Chartered Bank's Home Saver and Citibank's Home Credit Scheme are the savings account-linked home loan products that offer an alternative to the vanilla home loan products.
|December 05, 2005|
Home loans for contract employees
How housing finance companies evaluate individuals who are employed 'on contract basis' and the rationale behind it.