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|March 31, 2004|
Rising rupee, boon or bane?
Well, actually both. It depends from case to case whether the appreciation of the rupee is an advantage or a disadvantage.
|March 25, 2004|
Investors, avoid debt funds for a while
Returns are likely to be very average and the risk, in the event of an interest rate rise, is significant. So the risk-reward ratio is not very healthy.
|March 24, 2004|
Don't try to 'time' the markets
Systematic investment plans help investors from trying to 'time' the markets and also offer better returns vis-à-vis a lump sum investment.
|March 22, 2004|
Investing: The mirror says it all
Always, look at the downside before the upside. And always, look into the mirror before investing!
Have an insurance complaint? Read this
Is your insurance company taking you for a ride by delaying or repudiating in settling your claim? You need not spend sleepless nights now. The Insurance ombudsman office will take care of the problem.
|March 19, 2004|
Invest your capital gains
Investors who have capital gains, have a variety of investment avenues, wherein they can park their capital gains. We have explored below the main investment products at the investor's disposal for offsetting capital gains.
Insurance cover: What's it worth?
To maximise returns even during such bullish phases, it is imperative that investors time their entry and exit from the markets.
|March 18, 2004|
Your bank sells information about you!
Many banks sell your confidential account information to telemarketing firms and you can't do anything as no law in India protects you from this activity.
|March 17, 2004|
Are funds churning their way to losses?
If your fund has an unusually high churn which is not backed by performance, its time to review your investment and consider a fund manager who can strike the right balance between churn and performance.
Simple rules for defensive investors
A defensive must research well about the company's history, its business model and factors that are likely to affect its future performance.
Stocks: When to buy and when to sell?
Identify yourself, your risk-return attributes, your discipline and investment time horizon before taking investment decisions. It may be worth your while!
|March 15, 2004|
MFs: Look before you leap
Hardening interest rates in the United States could divert the flows there. Investors could do well to temper their expectations and not expect 'plus' markets in 2004.
Mediclaim to come with life cover now
Policyholders will no longer need to look out for two separate insurance companies to buy life coverage and a health insurance policy.
|March 12, 2004|
Are unit-linked insurance plans good?
Unit-linked life insurance products are those where the benefits are expressed in terms of number of units and unit price. They can be viewed as a combination of insurance and mutual funds.
|March 11, 2004|
Plan for retirement, now
Start planning for your retirement now, otherwise financial happiness in your old age will be out of your grasp.
|March 09, 2004|
Is your insurance agent okay?
An unscrupulous agent could sell you the wrong policy, or lie that he got you a loaded premium or encash the premium cheque in his favour, or be untraceable when needed.
Should debt funds be in your portfolio?
In a rising interest rate scenario, higher reinvestment rates and active management of portfolio are likely to enhance portfolio returns.
|March 04, 2004|
Markets: Where to invest?
It is very important for an investor to identify his investment horizon and risk appetite in order to have a win-win situation.
Principal IPO: An opportunity to diversify
Principal Global Opportunities Fund is the first global equity fund launched by any asset management company in the country.
Investing in MFs? Check this out first
What makes the expense ratio really important is that it 'eats' into the investors' returns i.e. if a fund is high on such these expenses
Credit fraudsters, beware!
To curb the threat posed by fraudsters, banks, housing finance companies, NBFCs and credit card firms are set to exchange credit information under the aegis of the CIBIL.