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Which Harry Potter character would have the best CIBIL score

November 19, 2015 13:03 IST

Here's why these Harry Potter characters will have the best or worst credit scores.

5. Draco Malfoy

The Malfoy family is one of the richest families in the wizardry world. Draco's father used his money and power to influence people in the Ministry by making several donations to the St Mungo's Hospital for Magical Maladies and Injuries.

Despite all of these the Malfoys are also known for dealing with dark magic and associating with Lord Voldemort. They have committed a lot of bribery and treason which doesn't make them trustworthy.

Draco is known for his deceiving nature and leading others on thus making him the character with the most poor credit score. This fellow is surely the last in the battle for the best score!

4. Ron Weasley

Ron is known for his immaturity and his carelessness. He is a boy who messes up right when things need to go smooth. He is the youngest of the Weasley brothers making him even more challenging to the people around him.

Ron is a wonderful boy but he is not a good candidate when it comes to managing money *we've seen his wand handling skills several times* and thus he would definitely not do very well with his credit score.

3. Hermione Granger

Miss Granger was always known as a woman with abundant qualities! She is intelligent, diligent, timely and very determined to achieve her goals. Getting the highest scores during Hogwarts examinations is not easy unless you are very disciplined and focused.

Thus with her good logic and slightly grandeur attitude she surely ends up as the third best character to have a good credit score!

2. Neville Longbottom & Hannah Abbott

Neville Longbottom was always the shy looser kid at Hogwarts but when he grows up and marries Hannah Abbott they turn into a power couple! Who would have thought! He's also super-hot.

Hannah handles the Leaky Cauldron, a pub for wizards, and Neville becomes a professor at Hogwarts, where he is provided with a room and board included in the salary! With their savings they can afford whatever they like.

With Abbotts' commendable experience of running a 500+ year old pub, managing finances for both of them would round them up to second position in the best credit score race!

1. Professor Minerva McGonagall

Professor McGonagall as we know her is the wonderful head of the Gryffindor House. She is disciplinarian and possesses great self-discipline which makes her a responsible and timely person.

Just as someone with a good credit score keeps watch over his or her finances and is well disciplined, she keeps close watch over her house, Gryffindor.

Professor McGonagall earned her reputation over time by consistently choosing what is right, proving her carefulness and taking calculated risks. All these excellent traits make her a character that knows how to handle her money in a disciplined manner getting her straight to the number one position for having the best credit score in Wizardry world!

The author is Co-founder and Director Credit Vidya.

Abhishek Agarwal