Wonder if you did the right thing with your mutual fund investments?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer your queries.
If you want his advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and Omkeshwar will offer his unbiased views.
Venkat: I have been investing in the following MF for the last more than five years. Kindly let me have your opinion.
| Name of the Fund |
Category |
RankMF Star Rating |
| HDFC Equity Fund |
Equity - Multi Cap Fund |
4 |
| HDFC Capital Builder |
Equity - Value Fund |
3 |
| HDFC Midcap Opportunities |
Equity - Midcap Fund |
3 |
| ABSLFrontline Equity Fund |
Equity - Large Cap Fund |
4 |
| ABSL - MNC Fund |
Equity - Thematic Fund - MNC |
4 |
| ABSL Equity Fund |
Equity - Multi Cap Fund |
4 |
| HDFC Low Duration Fund |
Debt - Low Duration Fund |
2 |
| ABSL Savings Fund |
Debt - Ultra Short Duration Fund |
5 |
| ICICI prudential Value Discovery Fund |
Equity - Value Fund |
2 |
| ICICI Asset Allocator |
Hybrid - Multi Asset Allocation |
4 |
Omkeshwar Singh: You may continue with 4 and 5 rated funds; better options are available in value and midcap categories.
Equity Value Funds: (4-Star rated):
- Tata Equity PE fund
- UTI value opportunity funds
Midcaps: Suitable options considering quality and value for money at present levels are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
Shirish Shekhar: I would like to start investing in MF through SIPS. Monthly target is 15000. Duration can be at least 7 to 10 years. Please suggest suitable mutual funds for investment through monthly SIPs.
Omkeshwar Singh: You may start SIPs in these funds:
- Motilal 35 Multicap
- Axis Focused 25
- Motilal Midcap 30
- Kotak Small Cap
Mr Gandhi: Would like to get advice on the following schemes that I have invested myself in monthly SIPs. I have done some analysis on the annualised return that I have made on these starting from 2015. Also I have given the portfolio allocation % in the attached file in col B. Please if you can advise on which schemes I should get rid of, further invest, continue with no further investment.
| Name of the Fund |
Category |
RankMF Star Rating |
| Axis Long Term Equity Fund - Gr |
Equity - ELSS |
5 |
| Axis MidCap Fund - Gr |
Equity - Midcap Fund |
4 |
| Axis Multicap Fund - Gr |
Equity - Multi Cap Fund |
5 |
| DSP Tax Saver Fund - Gr |
Equity - ELSS |
4 |
| Kotak Bluechip Fund - Gr |
Equity - Large Cap Fund |
4 |
| Aditya Birla Sun Life Frontline Equity Fund - Gr |
Equity - Large Cap Fund |
4 |
| Aditya Birla Sun Life MNC Fund Gr |
Equity - Thematic Fund - MNC |
4 |
| DSP Equity Opportunities Fund - Gr |
Equity - Large & Midcap Fund |
4 |
| Kotak Standard Multicap Fund - Gr |
Equity - Multi Cap Fund |
4 |
| SBI Magnum Global Fund - Gr |
Equity - Thematic Fund - MNC |
4 |
| Tata Midcap Growth Fund - Gr |
Equity - Midcap Fund |
3 |
| HDFC Top 100 Fund - Gr |
Equity - Large Cap Fund |
4 |
| IDFC Multi Cap Fund - Regular Plan- Gr |
Equity - Multi Cap Fund |
4 |
| Nippon India Growth Fund - Gr |
Equity - Midcap Fund |
2 |
| Aditya Birla Sun Life Equity Advantage Fund - Gr |
Equity - Large & Midcap Fund |
4 |
| Aditya Birla Sun Life Equity Fund - Gr |
Equity - Multi Cap Fund |
4 |
| Aditya Birla Sun Life Tax Relief 96 Fund - Gr |
Equity - ELSS |
4 |
| DSP Midcap Fund - Reg Gr |
Equity - Midcap Fund |
5 |
| HDFC Balanced Advantage Fund Gr |
Hybrid - Balanced Advantage |
4 |
| HDFC Equity Fund - Gr |
Equity - Multi Cap Fund |
4 |
| HDFC Midcap Opportunities Fund- Gr |
Equity - Midcap Fund |
3 |
| Invesco India Midcap Fund - Gr |
Equity - Midcap Fund |
3 |
| Kotak Emerging Equity Fund - Gr |
Equity - Midcap Fund |
4 |
| Motilal Oswal Multicap 35 Fund - Gr |
Equity - Multi Cap Fund |
5 |
| Nippon India Vision Fund Gr |
Equity - Large & Midcap Fund |
2 |
| Sundaram Midcap Fund - Gr |
Equity - Midcap Fund |
3 |
| Tata Equity P/E Fund Gr |
Equity - Value Fund |
5 |
| DSP Small Cap Fund - Gr |
Equity - Small cap Fund |
2 |
| Kotak India Growth Fund Series 4 - Gr |
Close ended Scheme |
- |
| L&T India Value Fund - Gr |
Equity - Value Fund |
3 |
| L&T Midcap Fund - Gr |
Equity - Midcap Fund |
3 |
| Nippon India Small Cap Fund - Gr |
Equity - Small cap Fund |
2 |
| Nippon India Tax Saver Fund - Gr |
Equity - ELSS |
2 |
| Aditya Birla Sun Life Pure Value Fund - Gr |
Equity - Value Fund |
2 |
| HDFC Small Cap Fund - Gr |
Equity - Small cap Fund |
2 |
| L&T Emerging Businesses Fund - Gr |
Equity - Small cap Fund |
2 |
Omkeshwar Singh: You may continue with 4 & 5-Star rated ones and rest can be relooked.
Equity Value Funds:
- Tata Equity PE fund
- UTI value opportunity funds
Midcaps: Suitable options considering quality and value for money are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
- Small Cap
- Kotak Small Cap
- Axis Small Cap
VIKAS: Please tell to hold or sell the following MFs invested through SIP. Horizon is 5 years.
| Name of the Fund |
Category |
RankMF Star Rating |
| 1. Aditya Birla Sun Life Equity Hybrid '95 Fund - Dividend-Direct Plan |
|
|
| Dividend Payout |
Hybrid - Aggressive Hybrid Funds: |
3 |
| Dividend Reinvestment |
Hybrid - Aggressive Hybrid Funds: |
4 |
| 2. SBI Large and Midcap Fund - Regular Growth. |
Equity - Large & Midcap Fund |
3 |
| 3. SBI Magnum Global Fund - Regular Growth |
Equity - Thematic Fund - MNC |
4 |
| 4. SBI Blue Chip Fund - Regular Growth |
Equity - Large Cap Fund |
3 |
Omkeshwar Singh: You may continue the 4-star rated funds; others can be reconsidered
Large Caps:
- LIC MF Large Cap Fund - Growth
- Mirae Asset Large Cap Fund – Growth
Large and Midcaps:
- Axis Growth Opportunities Fund – Growth
- Tata Large And Midcap Fund - Growth
Aggressive Hybrid Funds:
- Mahindra Hybrid Equity Nivesh Yojana – Growth
- Axis Equity Hybrid Fund - Growth
Jay Sonawane: I had monthly SIPs of Rs 1500 each in Franklin Focused Equity & Franklin Smaller Companies Fund, ICICI Prudential Value Discovery Fund Direct Growth Plan and monthly SIP of Rs 5000 in Axis Long Term ELSS plan. Are they fine?
| Name of the Fund |
Category |
RankMF Star Rating |
| Franklin Focused Equity |
Equity - Focused Fund |
2 |
| Franklin Smaller Companies Fund |
Equity - Small cap Fund |
2 |
| ICICI Prudential Value Discovery Fund Direct Growth Plan |
Equity - Value Fund |
2 |
| Axis Long Term ELSS |
Equity - ELSS |
5 |
Omkeshwar Singh: Avoid 2-star rated funds; consider these:
Focused:
- Axis Focused 25
- DSP Focused Fund
Equity Value Funds:
- Tata Equity PE fund
- UTI value opportunity funds
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Archana Manjunath: I have SIPs since 2015 for the following mutual funds. Shall I can still continue in these schemes or shift to some other schemes? Also would like to know the reason for the same.
| Name of the Fund |
Category |
RankMF Star Rating |
| RELIANCE TAX SAVER (ELSS) FUND |
Equity - ELSS |
2 |
| Franklin India Focused Equity Fund |
Equity - Focused Fund |
2 |
| Aditya Birla Sun Life Equity Fund |
Equity - Multi Cap Fund |
4 |
| HDFC Small Cap Fund-Direct-Growth |
Equity - Small cap Fund |
2 |
| SBI focused equity fund |
Equity - Focused Fund |
5 |
Omkeshwar Singh: You may continue with 4 & 5-Star rated ones and rest can be relooked.
ELSS: Motilal Oswal Long Term Equity Fund
Focused:
- Axis Focused 25
- DSP Focused Fund
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Neeraj Gupta: I have following mutual funds in my portfolio. At present my portfolio is at no-profit-no-loss status. Some are SIP and rest are Hybrid or Lumpsum investments. Please let me know if i should shuffle / sell / buy other funds.
| Name of the Fund |
Category |
RankMF Star Rating |
| 1. Aditya Birla SL - Equity Advantage Fund |
Equity - Large & Midcap Fund |
4 |
| 2. Aditya Birla SL-Frontline Equity Fund- SIP |
Equity - Large Cap Fund |
4 |
| 3. Aditya Birla SL- GenNext EF- SIP |
Equity - Thematic Fund - Other |
4 |
| 4. Aditya Birla Tax Relief Fund-96-SIP |
Equity - ELSS |
4 |
| 5. DSP-Equity Opportunities fund-SIP |
Equity - Large & Midcap Fund |
4 |
| 6. DSP- Midcap Fund |
Equity - Midcap Fund |
5 |
| 7. FT- India Equity Fund- SIP |
Equity - Multi Cap Fund |
3 |
| 8. FT-India Focus Equity Fund |
Equity - Focused Fund |
2 |
| 9. FT-India Prima Fund-SIP |
Equity - Midcap Fund |
3 |
| 10. HDFC-Equity Saving Fund |
Hybrid - Equity Savings |
5 |
| 11. ICICI Pru- Banking & Financial Services Fund |
Equity - Sectoral Fund - Banks & Financial Services |
2 |
| 12. ICICI Pru-Long Term Equity Fund-SIP |
Equity - ELSS |
3 |
| 13. ICICI Pru-Value Discovery - SIP |
Equity - Value Fund |
2 |
| 14. IDFC Dynamic Fund- |
Debt - Dynamic Bond |
3 |
| 15.IDFC sterling Value Fund -SIP |
Equity - Value Fund |
2 |
| 16. Kotak- Std. Multicap Fund- SIP |
Equity - Multi Cap Fund |
4 |
| 17. Mirae-Asset Emerging Blue Chip Fund - SIP |
Equity - Large & Midcap Fund |
4 |
| 18. Nippon India- Focus Equity Fund-SIP |
Equity - Focused Fund |
3 |
| 19. Nippon India Small Cap Fund-SIP |
Equity - Small cap Fund |
2 |
| 20. SBI Blue Chip Fund. |
Equity - Large Cap Fund |
3 |
| 21.FT-India Smaller Company |
Equity - Small cap Fund |
2 |
| 22. FT-India Dynamic Asset Fund Allocation |
FoFs (Domestic) - Debt Oriented |
2 |
| 23. ICICI Pru- Balanced Advantage Fund |
Hybrid - Balanced Advantage |
5 |
| 24. Nippon India-Equity Saving Fund |
Hybrid - Equity Savings |
4 |
| 25. Principal Tax Saving Fund- SIP |
Equity - ELSS |
2 |
| 26.BNP Paribas- Multi Cap Dividend Fund |
|
|
| Dividend Payout |
Equity - Multi Cap Fund |
2 |
| Dividend Reinvestment |
Equity - Multi Cap Fund |
3 |
Omkeshwar Singh: You may continue with 4 & 5-Star rated ones and rest can be relooked. Also avoid Equity - Sectoral Fund - Banks & Financial Services and FOF.
Multicaps: Suitable options considering quality and value for money are:
- Motilal Oswal multicap 35
- Axis Multicap
- Parag Parikh Long Term Equity Fund
ELSS: Motilal Oswal Long Term Equity Fund
Focused:
- Axis Focused 25
- DSP Focused Fund
Midcaps: Suitable options considering quality and value for money are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Equity Value Funds:
- Tata Equity PE fund
- UTI value opportunity funds
Large Caps:
- LIC MF Large Cap Fund - Growth
- Mirae Asset Large Cap Fund - Growth
Large and Midcaps:
- Axis Growth Opportunities Fund – Growth
- Tata Large And Midcap Fund - Growth
Atul C Patel: Couple of months before I retired, would like to invest around Rs 5 lakh in mutual funds with SWP. Which mutual fund I should invest so that I can generate around Rs 5000 per month and principal remains intact (approx).
Omkeshwar Singh: Debt funds can be used, however, the returns are subject to market risk.
- HDFC Banking and PSU Debt Fund
- ICICI Prudential Constant Maturity Gilt Fund
Mahendra Parmar: My SIP is running in following mutual fund. Please advise if I should continue above investments or need any change.
| Name of the Fund |
Category |
RankMF Star Rating |
| 1. Aditay Birla Sun Life Frontline Equity Growth Direct – Rs5000 |
Equity - Large Cap Fund |
4 |
| 2 Aditay Birla sun Life Equity Growth Direct-Rs 5000 |
Equity - Multi Cap Fund |
4 |
| 3. Axis Blue Chip Growth Direct - Rs 4000 |
Equity - Large Cap Fund |
4 |
| 4. Motilal Oswal Multicap 35 Direct - Rs 4000 |
Equity - Multi Cap Fund |
5 |
| 5. Axis Midcap Growth Direct - Rs 3000 |
Equity - Midcap Fund |
4 |
| 6. Mirae Asset Emerging Blue Chip Growth Direct |
Equity - Large & Midcap Fund |
4 |
| 7. Axis Long Term Equity Growth D - Rs 8000 |
Equity - ELSS |
5 |
| 8. ICICI Pru Multi Asset Growth D - Rs 5000 |
Hybrid - Multi Asset Allocation |
4 |
| Lump sum investment |
|
|
| ICICI PRU Banking Growth D - Rs 25000 @ NAV 38.49 |
Equity - Sectoral Fund - Banks & Financial Services |
2 |
| Nippon Pharma Fund Growth D- Rs 71000@ NAV 140.34 |
Equity - Sectoral Fund - Pharma & Health Care |
3 |
| UTI Midcap Growth D accumulated by SIP- Rs 110,000 @ NAV 110.24 |
Equity - Midcap Fund |
3 |
| Aditya Birla Liquid Plus Growth D- Rs 455,000 |
Debt - Liquid Fund |
5 |
Omkeshwar Singh: You may continue with 4 & 5-Star rated ones and rest can be relooked. Avoid Equity - Sectoral Funds
Midcaps: Suitable options considering quality and value for money are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
Tanmay: I have invested in these following funds. Please intimate whether I should continue investing or withdraw from this fund
| Name of the Fund |
Category |
RankMF Star Rating |
| 1. Mirae Emerging Bluechip |
Equity - Large & Midcap Fund |
4 |
| 2. Canara Robecco Emerging Equity |
Equity - Large & Midcap Fund |
4 |
| 3. L& T Midcap |
Equity - Midcap Fund |
3 |
| 4. L & T Emerging Businesses Fund |
Equity - Small cap Fund |
2 |
| 5. JM CORE 11 FUND |
Equity - Focused Fund |
5 |
| 6. MOTILAL OSWAL 35 FUND |
Equity - Multi Cap Fund |
5 |
Omkeshwar Singh: You may continue with 4 & 5-Star rated ones and rest can be relooked.
Midcaps: Suitable options considering quality and value for money are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Shams Tabrez: Kindly advise about my mutual fund investments.
| Name of the Fund |
Category |
RankMF Star Rating |
| SBI Focused Equity Fund - Reg Growth |
Equity - Focused Fund |
5 |
| SBI Small Cap Fund - Reg Growth |
Equity - Small cap Fund |
2 |
| SBI Magnum Multicap Fund - Reg Growth |
Equity - Multi Cap Fund |
4 |
| SBI Large & Midcap Fund - Reg Growth |
Equity - Large & Midcap Fund |
3 |
| SBI Magnum Global Fund - Reg Growth |
Equity - Thematic Fund - MNC |
4 |
Omkeshwar Singh: You may continue with 4 & 5-Star rated ones and rest can be relooked.
Large and Midcaps:
- Axis Growth Opportunities Fund – Growth
- Tata Large and Midcap Fund - Growth
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Gyanesh Ranjan Mohanty: I have invested the following mutual funds in the year 2015. Would like to have your opinion whether I can still continue in the scheme or shift to some other scheme? Also would like to know the reason for the same.
| Name of the Fund |
Category |
RankMF Star Rating |
| Aditya Birla Sun Life Focused Equity Fund (G) (29) |
Equity - Focused Fund |
4 |
| Aditya Birla Sun Life Pure Value Fund (G) |
Equity - Value Fund |
2 |
| DSP Natural Resources and New Energy Fund - Regular Plan (G) (29) |
Equity - Sectoral Fund - Energy & Power |
4 |
| DSP Small Cap Fund - Regular Plan (G) |
Equity - Small cap Fund |
2 |
| HDFC Mid-Cap Opportunities Fund (G) (56) |
Equity - Midcap Fund |
3 |
| IDFC Multi Cap Fund - Regular Plan (G) (26) |
Equity - Multi Cap Fund |
4 |
| Invesco India Multicap Fund (G) (26) |
Equity - Multi Cap Fund |
3 |
| L&T Emerging Businesses Fund - Regular Plan (G) (19) |
Equity - Small cap Fund |
2 |
| L&T India Hybrid Equity Fund (G) |
Hybrid - Aggressive Hybrid Funds: |
5 |
| L&T India Value Fund (G) (28) |
Equity - Value Fund |
3 |
| SBI Blue Chip Fund (G) (30) |
Equity - Large Cap Fund |
3 |
| SBI Magnum Multicap Fund - Regular Plan (G) |
Equity - Multi Cap Fund |
4 |
| Sundaram Equity Fund - Regular Plan (G) |
Equity - Multi Cap Fund |
4 |
| Sundaram Midcap Fund - Regular Plan (G) |
Equity - Midcap Fund |
3 |
| Sundaram Rural and Consumption Fund (G) |
Equity - Thematic Fund - Other |
4 |
| Sundaram Services Fund - Regular Plan (G) |
Equity - Sectoral Fund - Service Industry |
4 |
| Sundaram Small Cap Fund - Regular Plan (G) (29) |
Equity - Small cap Fund |
2 |
| Sundaram Value Fund - Series VII - Regular Plan (G) |
Close ended |
- |
Omkeshwar Singh: You may continue with 4 & 5-Star rated ones and rest can be relooked.
Multicaps: Suitable options considering quality and value for money are:
- Motilal Oswal multicap 35
- Axis Mutlicap
- Parag Parikh Long Term Equity Fund
ELSS: Motilal Oswal Long Term Equity Fund
Focused:
- Axis Focused 25
- DSP Focused Fund
Midcaps: Suitable options considering quality and value for money are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Equity Value Funds:
- Tata Equity PE Fund
- UTI Value Opportunity Funds
Large Caps:
- LIC MF Large Cap Fund - Growth
- Mirae Asset Large Cap Fund - Growth
Large and Midcaps:
- Axis Growth Opportunities Fund – Growth
- Tata Large And Midcap Fund - Growth
Aggressive Hybrid Funds:
- Mahindra Hybrid Equity Nivesh Yojana – Growth
- Axis Equity Hybrid Fund - Growth
Darvinder Singh: Please help with decision on following mutual funds:
| Name of the Fund |
Category |
RankMF Star Rating |
| Axis Focused 25 Fund GROWTH- Monthly 10,000 |
Equity - Focused Fund |
5 |
| Franklin Build India Fund - Growth- Monthly 15,000 |
Equity - Sectoral Fund - Infrastructure |
3 |
| HDFC Midcap Opportunities Fund Growth Monthly 10,000 |
Equity - Midcap Fund |
3 |
| ICICI Prudential Bluechip Fund Growth Monthly 10,000 |
Equity - Large Cap Fund |
3 |
| ICICI Prudential Value Discovery Fund Reg Plan |
Equity - Value Fund |
2 |
| Kotak Emerging Equity Fund-Growth- Monthly 5000 |
Equity - Midcap Fund |
4 |
| Mirae Asset Hybrid Equity Fund GR- One time 175000 |
Hybrid - Aggressive Hybrid Funds: |
5 |
| SBI Blue Chip Fund-Growth- Monthly 15000 |
Equity - Large Cap Fund |
3 |
Omkeshwar Singh: You may continue with 4 & 5-Star rated ones and rest can be relooked.
Midcaps: Suitable options considering quality and value for money are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
Equity Value Fund:
- Tata Equity PE fund
- UTI Value Opportunity Funds
Large Caps:
- LIC MF Large Cap Fund – Growth
- Mirae Asset Large Cap Fund - Growth
Kishor Chaudhari: I am doing SIP of 10K each in three funds below since 1.5 years and wish to invest for next 8-9 year. Kindly suggest your views.
| Name of the Fund |
Category |
RankMF Star Rating |
| Kishor Chaudhari |
|
|
| Kotak Standard Multicap Fund-Growth |
Equity - Multi Cap Fund |
4 |
| L&T Midcap Fund-Regular Plan-Growth |
Equity - Midcap Fund |
3 |
| Tata Equity P/E fund Regular Plan - Growth |
Equity - Value Fund |
5 |
Omkeshwar Singh:
Midcaps: Suitable options considering quality and value for money are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
Parag Gaykar: My wife and I am having following mutual fund SIPs going on: Please let me know your suggestions. My SIPs:
| Name of the Fund |
Category |
RankMF Star Rating |
| 1) HDFC Midcap opportunity fund - Direct plan -Growth option - Rs 3000 |
Equity - Midcap Fund |
3 |
| 2) ICICI PRUDENTIAL Blue-chip fund Direct Growth -Rs 2000 |
Equity - Large Cap Fund |
3 |
| 3) SBI Blue-chip Fund Direct Growth - Rs 3000 |
Equity - Large Cap Fund |
3 |
| 4) SBI small cap fund regular growth - Rs 5000 |
Equity - Small cap Fund |
2 |
| 5) Motilal Oswal multicap 35 Fund -Rs 5000 |
Equity - Multi Cap Fund |
5 |
| 1) Mirae asset emerging Blue-chip fund Direct Growth -Rs 5000 |
Equity - Large & Midcap Fund |
4 |
| 2) Mirae asset Tax saver Direct Growth - Rs 6000 |
Equity - ELSS |
4 |
| 3) Motilal Oswal Long term equity fund regular growth -Rs 6000 |
Equity - ELSS |
5 |
Omkeshwar Singh:
Midcaps: Suitable options considering quality and value for money are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
Large Caps:
- LIC MF Large Cap Fund – Growth
- Mirae Asset Large Cap Fund – Growth
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Kuppanraghunathan: I want to invest in mutual funds which give monthly dividend by that I can run the family and it should be safe and return by 10% rate. Any recommendations from your side?
Omkeshwar Singh: Hybrid / Debt funds can be used, however, the returns are subject to market risk.
- ICICI Prudential Balanced Advantage Fund
- DSP Dynamic Asset Allocation Fund
- HDFC Banking and PSU Debt Fund
- ICICI Prudential Constant Maturity Gilt Fund
Biswajit Das: I am investing in following mutual funds from 2018 through SIPs. Should I stop or change to some other funds. Please suggest
| Name of the Fund |
Category |
RankMF Star Rating |
| L&T Emerging Business Fund |
Equity - Small cap Fund |
2 |
| Aditya Birla Sun Life Pure Value Fund |
Equity - Value Fund |
2 |
| Nippon India Smallcap Fund |
Equity - Small cap Fund |
2 |
| Franklin India smaller Companies Fund |
Equity - Small cap Fund |
2 |
Omkeshwar Singh:
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Equity Value Funds:
- Tata Equity PE fund
- UTI value opportunity funds
Prashant G: Can you please guide me for the following MFs which I have invested presently.
| Name of the Fund |
Category |
RankMF Star Rating |
| AXIS BLUECHIP FUND GROWTH PLAN |
Equity - Large Cap Fund |
4 |
| HDFC SMALL CAP FUND REGULAR GROWTH PLAN |
Equity - Small cap Fund |
2 |
| Kotak Standard Multicap Fund(G) |
Equity - Multi Cap Fund |
4 |
| L&T TAX ADVANTAGE FUND GROWTH PLAN |
Equity - ELSS |
4 |
| SBI FOCUSED EQUITY FUND GROWTH PLAN |
Equity - Focused Fund |
5 |
Omkeshwar Singh:
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Apurva Mehta: Starting from 1st Jan 2020, my instalment would start towards the loan taken under the scheme Bajpai Bankable Yojana. My monthly instalment is of Rs 13000 and I want to invest in some lumpsum amount of Rs 1.5 lakh into short term debt fund and to start SWP of Rs 13000 / month. So that instalment shall be made from SWP. Please advise which is the best fund?
Omkeshwar Singh: A few short term funds are as under, however, the returns are subject to market risk.
- SBI Savings Fund
- Aditya Birla Sun Life Short Term Fund – Growth
- Nippon India Low Duration Fund - Growth Plan
Sachin Pawar: I have invested the following mutual funds in the year 2017. Would like to have your opinion whether I can still continue in the scheme or shift to some other scheme? Also would like to know the reason for the same.
| Name of the Fund |
Category |
RankMF Star Rating |
| 1) L & T India Value RP (G) |
Equity - Value Fund |
3 |
| 2) L & T Tax Advantage RP (G) |
Equity - ELSS |
4 |
Omkeshwar Singh:
ELSS: Motilal Oswal Long Term Equity Fund
Equity Value Funds:
- Tata Equity PE fund
- UTI value opportunity funds
Somnath Dutta: I am investing Rs 1000 in each of these mutual funds shown in the table below for last three years. Suggest whether to continue or change and if changes required which fund to invest. These are my mutual funds:
| Name of the Fund |
Category |
RankMF Star Rating |
| Invesco India Contra Fund Growth |
Equity - Contra Fund |
4 |
| Canara Robeco Emerging Equities Regular Dividend |
|
|
| Dividend Payout |
Equity - Large & Midcap Fund |
2 |
| Dividend Reinvestment |
Equity - Large & Midcap Fund |
3 |
| ICICI Prudential Bluechip Fund Growth |
Equity - Large Cap Fund |
3 |
| Mirae Asset Large Cap Fund Growth Plan |
Equity - Large Cap Fund |
4 |
| SBI Blue Chip Fund Regular Plan Growth |
Equity - Large Cap Fund |
3 |
| Axis Blue Chip Fund Growth |
Equity - Large Cap Fund |
4 |
| HDFC Top 100 Fund Regular Plan - In hold now |
Equity - Large Cap Fund |
4 |
| Mirae Asset India Equity Fund Dividend Plan - In hold now |
Equity - Large Cap Fund |
3 |
| L & T Infrastructure Fund Growth- In hold now |
Equity - Sectoral Fund - Infrastructure |
2 |
Omkeshwar Singh:
Large and Midcaps:
- Axis Growth Opportunities Fund – Growth
- Tata Large and Midcap Fund - Growth
Large Caps:
- LIC MF Large Cap Fund – Growth
- Mirae Asset Large Cap Fund - Growth
Amit Mohan: I want to know that I am investing Rs 12000 on monthly basis as SIP in following funds: I am investing in them for more than 2 years and Rs 3000 each. Kindly let me know whether these are good funds for investment for long-term basis (15+ years) or should I change it to other plan? My age is 41 years. Waiting for your valuable feedback.
| Name of the Fund |
Category |
RankMF Star Rating |
| HDFC Top 100 Fund (Direct) |
Equity - Large Cap Fund |
4 |
| ABSL Frontline Equity (Direct) |
Equity - Large Cap Fund |
4 |
| ABSL Midcap (Direct) |
Equity - Midcap Fund |
2 |
| ABSL Tax Relief 96 (Direct) |
Equity - ELSS |
4 |
Omkeshwar Singh:
Midcaps: Suitable options considering quality and value for money are:
- Motilal Oswal Midcap 30
- DSP Midcap
- Kotak Emerging Equity Fund
Large Caps:
- LIC MF Large Cap Fund – Growth
- Mirae Asset Large Cap Fund - Growth
ELSS: Motilal Oswal Long Term Equity Fund
Focused:
- Axis Focused 25
- DSP Focused Fund
Multicaps: Suitable options considering quality and value for money are:
- Motilal Oswal multicap 35
- Axis Mutlicap
- Parag Parikh Long Term Equity Fund
Hemendra Solanki: These are the funds I invest in since last 20 months. All are direct growth:
| Name of the Fund |
Category |
RankMF Star Rating |
| 1. Axis Bluechip Fund |
Equity - Large Cap Fund |
4 |
| 2. Axis Focused 25 Fund |
Equity - Focused Fund |
5 |
| 3. ABSL Focused Equity Fund |
Equity - Focused Fund |
4 |
| 4. ABSL Equity Fund |
Equity - Multi Cap Fund |
4 |
| 5. SBI Small Cap Fund |
Equity - Small cap Fund |
2 |
| 6. Nippon India Small Cap Fund |
Equity - Small cap Fund |
2 |
Omkeshwar Singh:
Small Caps:
- Kotak Small Cap
- Axis Small Cap
Illustration: Dominic Xavier/Rediff.com
Disclaimer: This article is meant only for information purposes. This article and information do not constitute a distribution, an endorsement, an investment advice, an offer to buy or sell or the solicitation of an offer to buy or sell any securities/schemes or any other financial products/investment products mentioned in this QnA or an attempt to influence the opinion or behaviour of the investors/recipients.
Any use of the information/any investment and investment related decisions of the investors/recipients are at their sole discretion and risk. Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons. Opinions expressed herein are subject to change without notice.
